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Mortgage Market Update
My Mortgage Company
Cami Anthony
Monday, September 14, 2026
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Do you know how much equity you have? |
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Each week I share real guidance on mortgages, rates, and smart money moves. This week: a reminder that your home is working for you.
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National Mortgage Rates · September 10, 2026
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Conventional 30-Year
6.76%
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Equity Check
Your home's equity might be worth more than you think
If you've owned your home for a few years, you likely have built up equity—the difference between what your home is worth and what you owe on your mortgage. That equity can be a valuable financial tool. Some homeowners tap into it through a refinance or a home equity line of credit when they need funds for home improvements, debt consolidation, or major expenses. The key is understanding how much equity you actually have and whether accessing it makes sense for your situation. I'd be happy to walk you through your options and help you see what your equity position looks like right now. Let's talk about what your home equity could do for you.
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Tip of the Week
Gift funds from family can be used toward a down payment on most loan types — your lender will need a simple gift letter.
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Tips for Homeowners
VA Loans: Benefits Every Veteran Should Know
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1.
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VA loans require no down payment and no private mortgage insurance (PMI), making them one of the most powerful home-buying tools available to eligible veterans, active-duty service members, and surviving spouses.
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2.
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VA loans do require a funding fee (typically 1.25%–3.3% of the loan amount), which can be rolled into the loan. Veterans with a service-connected disability rating may be exempt from this fee.
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3.
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There's no VA loan limit for eligible borrowers with full entitlement — you can finance as much as a lender will approve. If you've had a prior VA loan, partial entitlement rules may apply.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the My Mortgage Company team any time and we'll walk you through your options. |
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Your Mortgage Advisor
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My Mortgage Company
Cami Anthony
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