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Mortgage Market Update
Chris George
Chris George
Wednesday, September 16, 2026
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State AGs urged to probe Zillow, pocket listings, referral fees |
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Welcome to your mortgage market update from Chris George for Wednesday, September 16, 2026. This week we've rounded up the latest news from HousingWire so you have everything you need in one place. Read on for the stories that matter most to homebuyers and homeowners right now.
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National Mortgage Rates · September 10, 2026
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Conventional 30-Year
6.26%
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Rate Watch
What This Week's Rate Movement Means for Your Payment
Mortgage rates move a little almost every week, and small shifts add up to real dollars on your monthly payment. On a typical loan, even a quarter-point change can mean $50 or more a month — money that's better in your pocket. The good news: you don't have to time the market perfectly. What matters most is being ready, with your credit in good shape and your documents handy, so when a window opens we can move quickly. If you bought or refinanced in the last couple of years, it's worth a five-minute check to see whether today's rates could lower your payment. There's no obligation and no cost to run the numbers — just clarity on where you stand.
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Tip of the Week
Gift funds from family can be used toward a down payment on most loan types — your lender will need a simple gift letter.
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Tips for Homeowners
VA Loans: Benefits Every Veteran Should Know
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VA loans require no down payment and no private mortgage insurance (PMI), making them one of the most powerful home-buying tools available to eligible veterans, active-duty service members, and surviving spouses.
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2.
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VA loans do require a funding fee (typically 1.25%–3.3% of the loan amount), which can be rolled into the loan. Veterans with a service-connected disability rating may be exempt from this fee.
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There's no VA loan limit for eligible borrowers with full entitlement — you can finance as much as a lender will approve. If you've had a prior VA loan, partial entitlement rules may apply.
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HousingWire
Letter to NAAG cites the Zillow-Redfin settlement, pocket listings, and “Contact Agent” routing as key targets
| Key takeaway: Letter to NAAG cites the Zillow-Redfin settlement, pocket listings, and “Contact Agent” routing as key targets |
Read full article →
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HousingWire
The Fort Worth builder rebuilt ERP, data, and floor plan workflows before moving into AI use cases
| Key takeaway: The Fort Worth builder rebuilt ERP, data, and floor plan workflows before moving into AI use cases |
Read full article →
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HousingWire
East Hampton duo has $160M in career sales volume and ranked No. 13 among small teams in the 2026 RealTrends Verified City list
| Key takeaway: East Hampton duo has $160M in career sales volume and ranked No. |
Read full article →
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HousingWire
Edgerton took over as CEO of CMLS in July, succeeding long-time leader Denee Evans
| Key takeaway: Edgerton took over as CEO of CMLS in July, succeeding long-time leader Denee Evans |
Read full article →
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Chris George team any time and we'll walk you through your options. |
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615-422-4705 | https://www.cgmtgteam.com
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