Monday, September 21, 2026

These are conventional benchmark rates for the week of September 17, 2026. The 30-year fixed sits at 7.08% — up 0.19% from last week. Investor pricing on DSCR, portfolio, and hard-money products typically runs above conventional — let's talk about a deal-specific quote whenever you're ready to underwrite.

BRRRR Strategy Financing

Financing the BRRRR Loop Without Stalling Capital

Buy, Rehab, Rent, Refinance, Repeat works only if your refinance closes on time and pulls enough cash to fund the next deal. Two financing tools matter: a hard-money or portfolio bridge to acquire and rehab (typically 10–12% interest, 12-month terms), then a DSCR cash-out refi at stabilization. Most investors get burned at the refi step — the as-repaired appraisal comes in light or seasoning requirements lock capital for 6+ months. I work with lenders that require zero seasoning on stabilized rentals, which is the difference between scaling 4 deals a year versus 1.

Planning a BRRRR? Let's structure the financing stack before you write the offer.

DSCR, hard-money, portfolio — send me the property and I'll get terms back fast.

Program Spotlight

Portfolio Loan (10+ Doors)

Past the conventional ceiling.

Bank-held loans with no Fannie Mae loan count limit, qualifying on portfolio cash flow rather than personal DTI.

• No loan count cap
• LLC vesting
• Interest-only options
• 30-year amortization

Investor Tips

Insurance for Investment Properties

Tip of the Week

Replace weatherstripping around exterior doors every few years. It's one of the cheapest ways to improve energy efficiency.

Your Mortgage Advisor