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Actualización del mercado hipotecario
Melissa Leon Diaz
Melissa Leon Diaz
miércoles, 16 de septiembre de 2026
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A quick rate check could save you $50+/month |
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Rates shifted again this week, and small moves can make a real difference on your payment. Here's what it means for you.
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Tasas hipotecarias nacionales · 10 de septiembre de 2026
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Convencional a 30 años
6.76%
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Fuente: Freddie Mac PMMS y Optimal Blue vía FRED
Las tasas mostradas son promedios nacionales y se ofrecen solo con fines informativos. Las tasas reales varían según el perfil crediticio, el monto del préstamo y las condiciones del mercado. Contáctenos para una cotización personalizada.
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Rate Watch
What This Week's Rate Movement Means for Your Payment
Mortgage rates move a little almost every week, and small shifts add up to real dollars on your monthly payment. On a typical loan, even a quarter-point change can mean $50 or more a month — money that's better in your pocket. The good news: you don't have to time the market perfectly. What matters most is being ready, with your credit in good shape and your documents handy, so when a window opens we can move quickly. If you bought or refinanced in the last couple of years, it's worth a five-minute check to see whether today's rates could lower your payment. There's no obligation and no cost to run the numbers — just clarity on where you stand. Want to see what today's rates mean for your payment? Let's run the numbers together.
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Consejo de la semana
Gift funds from family can be used toward a down payment on most loan types — your lender will need a simple gift letter.
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Consejos para propietarios
VA Loans: Benefits Every Veteran Should Know
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1.
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VA loans require no down payment and no private mortgage insurance (PMI), making them one of the most powerful home-buying tools available to eligible veterans, active-duty service members, and surviving spouses.
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2.
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VA loans do require a funding fee (typically 1.25%–3.3% of the loan amount), which can be rolled into the loan. Veterans with a service-connected disability rating may be exempt from this fee.
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There's no VA loan limit for eligible borrowers with full entitlement — you can finance as much as a lender will approve. If you've had a prior VA loan, partial entitlement rules may apply.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Melissa Leon Diaz team any time and we'll walk you through your options. |
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1700 sw 57th ave suite 205 miami fl 33155
3057136234
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