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Mortgage Market Update
Jessica Glaeser
Wednesday, August 19, 2026
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Do you know how much equity you've built? |
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Hi there—this week I want to talk about something many homeowners overlook: the real value you're building in your home. Let me explain what it means and why you should care.
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National Mortgage Rates · August 13, 2026
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Source: Freddie Mac PMMS & Optimal Blue via FRED
Rates shown are national averages and are provided for informational purposes only. Actual rates vary based on credit profile, loan amount, and market conditions. Please contact us for a personalized rate quote.
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Equity Basics
Your home's equity is real money—here's why it matters
As a homeowner, you're building equity with every mortgage payment you make. That's the difference between what your home is worth and what you still owe on your loan. Over time, as you pay down your balance and your home appreciates, that equity grows into genuine financial flexibility. Some borrowers use it to fund home improvements, pay for education, or handle unexpected expenses. Others tap into it through refinancing or a home equity line of credit when rates and terms make sense. The key is understanding that equity isn't just a number on paper—it's an asset you're building month by month. If you're curious about how much equity you may have built or what options might be available to you, I'd love to walk through it together. Send me a message if you'd like to talk about your home's equity and what it could mean for your financial goals.
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Tip of the Week
Inspect your attic insulation. Proper insulation reduces heating and cooling costs and can prevent ice dams on your roof.
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Tips for Homeowners
Fall Home Prep: Heating, Safety & Systems
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1.
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Have your heating system serviced before it's needed. A furnace failure in winter is an emergency — routine maintenance costs far less than emergency repairs.
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2.
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Test smoke detectors and carbon monoxide detectors and replace batteries. Carbon monoxide poisoning risk rises when heating systems run more frequently.
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3.
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Drain and shut off exterior faucets and sprinkler systems before the first freeze to prevent burst pipes — one of the most expensive and disruptive homeowner emergencies.
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Have questions about how any of this affects your mortgage or home purchase? We're here to help — reach out to the Jessica Glaeser team any time and we'll walk you through your options. |
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